BPI Deposits and Rates

Here's a summary of the existing BPI Peso deposit products. 

BPI
Product	Required Initial Deposit	Required Maintaining balance / Average Daily Balance	Balance to Earn Interest	Interest	Type of Account / Remarks
Jumpstart Savings	Php 100.00	Php 1,000.00	Php 2,000.00	0.25%	Jumpstart is an account for kids/teens aging 10-17 years old. Maintaining balance must be met after one year of opening the account.
Easy Saver	Php 200.00	Php 0.00	Php 1,000.00	0.25%	Easy Saver has no maintaining balance. No need to worry for service charges. ATM card has an initial fee of Php 50.00 and every debit transaction (ATM withdrawal, EPS, etc.) has a charge of Php 5.00.

Express Teller Savings

Php 500.00

Php 3,000.00

Php 5,000.00

0.25%

ATM savings account that requires maintaining balance. Can be used for remittance and EPS (debit) transactions.

Passbook Savings

Php 10,000.00

Php 10,000.00

Php 25,000.00

0.25%

Monitor your savings and transactions on a passbook.

BPI Advance Savings Account with Passbook	Php 100,000.00	Php 100,000.00	Php 100,000.00	Less than 100,000.00		N.A.	You can reap the interest in advance every time you deposit.
				100,000 -299,999		1.250%
				300,000 – 499,999		1.250%
				500,000 – 999,999		1.375%
				1M and up		1.500%
Maxi-Saver Savings with ATM	Php 50,000.00	Php 50,000.00	Php 50,000.00	Less than 50,000.00		N.A	Get a .5% bonus if you don’t withdraw within a month.
				50,000 -299,999		0.625%
				300,000 – 499,999		0.750%
				500,000 – 999,999		0.875%
				1M and up		1.000%
				With 0.5% BONUS p.a. if no withdrawal within a month
Maxi-Saver Savings with Passbook	Php 75,000.00	Php 75,000.00	Php 75,000.00	Less than 75,000.00		N.A	Get a .5% bonus if you don’t withdraw within a month.
				75,000 -299,999		0.625%
				300,000 – 499,999		0.750%
				500,000 – 999,999		0.875%
				1M and up		1.000%
				With 0.5% BONUS p.a. if no withdrawal within a month
Get Started (ATM)	Php 25,000.00	Php 25,000.00	Php 25,000.00	0.25%			Has free life insurance coverage equivalent to 5x of your saving’s account balance. No medical checkup needed and has same day coverage upon opening.
Get Started (Passbook)	Php 75,000.00	Php 75,000.00	Php 75,000.00	0.25%			Has free life insurance coverage equivalent to 5x of your saving’s account balance. No medical checkup needed and has same day coverage upon opening.
BPI Save-Up Automatic Savings + Insurance	None	Php 1,000.00	Php 5,000.00	0.25%			Setting aside a portion of your income automatically. Account can be enrolled online. **This comes with an insurance coverage 5x of your  average monthly balance
BPI Save-Up High Automatic Savings	None	Php 1,000.00	Php 5,000.00	5,000 – 49,999	0.250%		Setting aside a portion of your income automatically. Account can be enrolled online. The higher your balance, the higher the rate.
				50,000 – 299,999	0.625%
				300,000 – 499,999	0.750%
				500,000 and Up	0.875%